Level Term Assurance – This type of life insurance is designed to protect your family’s financial independence, when you’re no longer able to. It’s designed to pay out if you die during the term of the policy. The policy proceeds can be used to, pay off an existing mortgage, provide a good standard of living for your family and help with ongoing household bills.
Mortgage Protection Cover – This cover is specifically designed to cover a repayment mortgage as it will mirror the outstanding balance of the mortgage debt. This type of cover is usually the most cost effective option to cover a repayment mortgage.
Income Protection – We must all ask ourselves what the effects of losing our income would be on our lifestyle and others that reply on our income? This is where Income Protection is invaluable as this would cover most of our net income, which will ensure that all bills are covered and living standards maintained. There are different options to keep costs to our budget and we will find you the right option.