Mortgage & Protection

Owning a home is a keystone of wealth….both financial affluence and emotional security

Mortgage & Protection

Owning a home is a keystone of wealth….both financial affluence and emotional security

Mortgages

Whether you’re buying your first home or looking to remortgage or raising capital for home improvements, debt consolidation or any other purpose, we can help. We have access to deals from the whole of the market and those you won’t even see on the high street, and we will find the right deal for you. And we’ll even manage your application process every step of the way.
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Protection

Insurance is often thought of as an unnecessary cost and “it won’t happen to me”. The reality is quite the opposite as we are all vulnerable to the pressures of everyday life and nothing is guaranteed. The cost can be much better than you may initially think, and we firmly believe that money spent protecting the things or loved ones that are cherished is money well spent. More importantly we will work within your budget and some cover is far better than none. We will advise you on the most appropriate options for you.
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Level Term Assurance – This type of life insurance is designed to protect your family’s financial independence, when you’re no longer able to. It’s designed to pay out if you die during the term of the policy. The policy proceeds can be used to, pay off an existing mortgage, provide a good standard of living for your family and help with ongoing household bills.
Mortgage Protection Cover – This cover is specifically designed to cover a repayment mortgage as it will mirror the outstanding balance of the mortgage debt. This type of cover is usually the most cost effective option to cover a repayment mortgage.
Income Protection – We must all ask ourselves what the effects of losing our income would be on our lifestyle and others that reply on our income? This is where Income Protection is invaluable as this would cover most of our net income, which will ensure that all bills are covered and living standards maintained. There are different options to keep costs to our budget and we will find you the right option.

Critical Illness Cover – Critical Illness cover is an add-on to life insurance which pays out if you are diagnosed with a certain illness or medical condition. Being diagnosed with critical illness is a life changing event. It will disrupt your home and work life and could put a strain on your family’s finances and this will help alleviate the financial pressure at a difficult time.
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For more information
feel free to call us.

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    11-12 Hallmark Trading Centre
    Fourth Way
    Wembley
    Middlesex
    HA9 0LB

    020 3787 4848

    info@affinitygfs.com

    11-12 Hallmark Trading Centre
    Fourth Way
    Wembley
    Middlesex
    HA9 0LB
    020 3787 4848
    info@affinitygfs.com

    Mortgages: Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

    Wills: Estate planning and the provision of Wills are not regulated by the Financial Conduct Authority.
    On behalf of APS Legal & Associates Ltd, Head office: Worksop Turbine Innovation Centre, Shireoaks Triangle Business Park, Coach Close, Worksop, Nottinghamshire, S81 8AP
    APS Legal & Associates is a member of the Institute of Professional Will writers
    APS Legal & Associates complies with the Trading Standards Institute Approved IPW Code of Practice

    Commercial: We are a credit broker, not a lender. We may receive commissions that will vary depending on the lender, product or other permissible factors.

    Affinity Group Financial Services Limited Registered Office: 11-12 Hallmark Trading Centre Wembley, Middlesex HA9 0LB. Registered in England & Wales ref: 13240229, authorised and regulated by the Financial Conduct Authority (firm ref no. 949987). The FCA do not regulate tax advice.

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